Home-Based Business : Not as easy as opening your front door Recently an article in the local newspaper featured a story about a senior citizen that teaches piano lessons out of her home. She has been doing so for over 50 years, and hundreds of students have sat at her piano, learning pieces from “Chopsticks” […]
Read MoreBefore you Hire a Single Staff Member: Employee Practices Liability Insurance
Employee Practices Liability Insurance – You cannot afford NOT TO Invest In This Policy There was a time when insurance was purchased by clients to protect themselves from disasters, misfortune, and catastrophe from nature, accidents and irresponsibility. But insurance has evolved and expanded over the years due to the fact that, society has become extremely litigious. […]
Read More“DAM(N) Ice-Dam! One of the biggest winter nightmares you can experience as a homeowner …
Why Ice-Damning Can Ruin a Perfectly-Beautiful Winter Weekend Sunday afternoon, sitting in your living room, on a bright sunny, late January Day in your flannels with a cup of coffee and The New York Times. Suddenly out of the corner of your eye, you notice a wet spot on the corner of the ceiling. Your […]
Read MoreLife is expensive, Life insurance is not.
Life is expensive, Life Insurance is not. Below is a statistic that reflects the real math that most of us currently live by: According to the “World Cost of Living Spreadsheet (Crowdsourced Data”), the Average Cost of Living for a family of four in the New York Metropolitan area is: $4,138.58 per month, not including […]
Read MoreThe BEST #SmallBiz Insurance Policy that You Don’t Know About: Business Interruption
What is Business Interruption Insurance? It happens more than you would imagine, and the phone call is enough to make your heart race. An alarm has been triggered at your business and the firetrucks and police on their way. Or a water main has broken, or a wind storm has done damage to the roof. Fire, […]
Read MoreThat Selfie from Seattle Is Why Your Jewelry Was Stolen
Social Media has become the thieves’ dream. People who post check ins, updates and selfies in front of a ship in Cyprus are setting themselves up for a possible break-in at the home they left unguarded. We all know that it is so much fun to watch the “Likes” accumulate as your status travels through […]
Read MoreBeyond Bread, Milk and Diapers … Getting a Game Plan for Winter Weather
Any day now the notifications will begin… The WINTER STORM WARNING from the Weather Channel; The early morning phone call from the school; The absence of bread and milk from the shelves of the Shop-Rite. This is the time of year when it pays to be prepared for Winter. Snow storms, freezing rain and sleet can […]
Read MoreA week of accolades for Keith A. Savino!
Keith Savino Installed as President-Elect Of PIA National! Newly-elected officers of PIA National were installed during the group’s September 16, 2017 board of directors meeting held in Minneapolis, Minnesota. Each of the officers will serve one-year terms that begin on October 1, 2017, and run through September 30, 2018. As of October 1, 2017, Timothy […]
Read MoreOpening an Umbrella Can Keep You Safe
NO ONE SAW IT COMING: The families met when their children were in the same preschool class. Both families were new to the area and were delighted to find friends. The mothers served on various PTAs throughout the years, the fathers golfed on weekends. Summers were spent around the BBQ and in the pool. Winters […]
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