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Insurance Advice – Getting Away from the “One and Done” Mindset

Everyone is rushed. Each day people are constantly fighting the clock and dashing through their day, crossing chores off of their checklist and scrambling to get things done. The problem with the modern speed of life, is that every responsibility is not created equal. Consumers can sometimes equate purchasing insurance with signing up for cable […]

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Deeper than I thought! Surviving a Flood When Driving

  If this weekends’ serious snow melt and heavy Sunday rainstorm demonstrated anything, it is that a seasonal thaw can lead to an almost instantaneous flood. In certain low-lying areas, drivers were caught driving through large puddles of water, some that were much deeper than anticipated. As I watched one driver struggle through the water, […]

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Before you Hire a Single Staff Member: Employee Practices Liability Insurance

Employee Practices Liability Insurance – You cannot afford NOT TO Invest In This Policy There was a time when insurance was purchased by clients to protect themselves from disasters, misfortune, and catastrophe from nature, accidents and irresponsibility.  But insurance has evolved and expanded over the years due to the fact that, society has become extremely litigious. […]

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“DAM(N) Ice-Dam! One of the biggest winter nightmares you can experience as a homeowner …

Why Ice-Damning Can Ruin a Perfectly-Beautiful Winter Weekend Sunday afternoon, sitting in your living room, on a bright sunny, late January Day in your flannels with a cup of coffee and The New York Times. Suddenly out of the corner of your eye, you notice a wet spot on the corner of the ceiling. Your […]

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The BEST #SmallBiz Insurance Policy that You Don’t Know About: Business Interruption

What is Business Interruption Insurance?  It happens more than you would imagine, and the phone call is enough to make your heart race. An alarm has been triggered at your business and the firetrucks and police on their way.  Or a water main has broken, or a wind storm has done damage to the roof. Fire, […]

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Beyond Bread, Milk and Diapers … Getting a Game Plan for Winter Weather

Any day now the notifications will begin… The WINTER STORM WARNING from the Weather Channel; The early morning phone call from the school; The absence of bread and milk from the shelves of the Shop-Rite. This is the time of year when it pays to be prepared for Winter.  Snow storms, freezing rain and sleet can […]

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