Do you have a greater chance of being victim of a cybercrime, or your home catching fire? Let’s talk facts. Simple hard facts. In 2022 there were 358,000 Homes that had a structural fire (NFPA). A staggering number. In 2022 there were 3.26 million formal FBI complaints of cybercrimes. A sobering number. […]
Read MoreCategory: Small Business
How dangerous is the The Apache Log4J vulnerability ?
How dangerous is the The Apache Log4J vulnerability ? How does a 10 out of 10 CVSS Severity level ( CVSS is an industry-standard vulnerability metric) “Various information security news outlets reported on the discovery of critical vulnerability CVE-2021-44228 in the Apache Log4j library (CVSS severity level 10 out of 10). Millions of Java applications use […]
Read MoreData Compromises for 2021 up 17pct over 2020
Data breach publicly reported through the first 3 quarters of 2021 are up 17% over the same period in 2020. According to the Identity Theft Center, a non profit focused on collecting such data since 2005. ITRC’s Q3 First Half Data Breach Analysis, the number of publicly-reported data compromises through September 30, 2021 has exceeded […]
Read MoreThere Is No Place Like Home For Starting A Home-Based Business
Home-Based Business : Not as easy as opening your front door Recently an article in the local newspaper featured a story about a senior citizen that teaches piano lessons out of her home. She has been doing so for over 50 years, and hundreds of students have sat at her piano, learning pieces from “Chopsticks” […]
Read MoreBefore you Hire a Single Staff Member: Employee Practices Liability Insurance
Employee Practices Liability Insurance – You cannot afford NOT TO Invest In This Policy There was a time when insurance was purchased by clients to protect themselves from disasters, misfortune, and catastrophe from nature, accidents and irresponsibility. But insurance has evolved and expanded over the years due to the fact that, society has become extremely litigious. […]
Read More“DAM(N) Ice-Dam! One of the biggest winter nightmares you can experience as a homeowner …
Why Ice-Damning Can Ruin a Perfectly-Beautiful Winter Weekend Sunday afternoon, sitting in your living room, on a bright sunny, late January Day in your flannels with a cup of coffee and The New York Times. Suddenly out of the corner of your eye, you notice a wet spot on the corner of the ceiling. Your […]
Read MoreThe BEST #SmallBiz Insurance Policy that You Don’t Know About: Business Interruption
What is Business Interruption Insurance? It happens more than you would imagine, and the phone call is enough to make your heart race. An alarm has been triggered at your business and the firetrucks and police on their way. Or a water main has broken, or a wind storm has done damage to the roof. Fire, […]
Read More