covid-19 insurance information broadfield insurance
covid-19 insurance information broadfield insurance

Broadfield Insurance
COVID-19 Updates



What does Disaster Recovery, and specifically the COVID-19 mean to you, and to our Broadfield family.

Over the last 156 years our firm has certainly seen many challenges. Many of our clients are 3rd and 4th generation, so they can attest to the years we have worked through crisis or emergency together.  Today clients like you are local and national, we are here for you.

Updated  04/06/2020 @ 5:20pm

We are open: Your Broadfield team is available Monday – Friday from 9-5 to handle your questions or needs. 24x 7 online. Our wonderful team has learned over many years to work from wherever they feel safe. We were ready for this crisis.

Phone: Our receptionist is working remote, plus our auto attendant backs her up. There may be a few more rings, but we are happy to serve you. Please have your account executives name handy, or just press 1 for personal and 2 for commercial and you will be routed.

Special COVID-19 Information about your insurance

Our staff is working from wherever they feel safest.  You may continue to call or email our team.  For many years our team has been enabled to work remotely so you can rest assured that they are safe, and can handle your needs during this emergency.

Premium Payments:

please check our online list of carriers for their contact information, and payment links.  If you are encountering a hardship, some carriers may be providing additional time or relief during this crisis.

Online access:

remember that you can access your account online.  If you didn’t register, just give us a call during normal business hours, or send an email to your account executive, or complete and inquiry form on this page.

So here are some tips does Disaster Recovery, and specifically the COVID-19 and what it means to you



Helpful Links

Personal Health

What are the Symptoms, Risks, Distancing and more



CDC – What You Need To Know

CDC – How to Protect Yourself

CDC – If you think you are sick

New York

NYC – Links to specific information for NYC

NYC – Corona virus Page

NY State – Corona virus page – Includes special announcements

Orange County NY Information on Corona Virus

Warwick – Village of Warwick  Information

Schools – Warwick Valley Schools

Warwick Chamber of Commerce

New Jersey

NJ Department of Health (DOH)

Schools – NJ – All 

NJ Jersey Business – Information

Mahwah NJ Chamber of Commerce



CT Department of Health


Commercial Client Resources

Information for our clients from Broadfield Insurance

Broadfield – PCF Insurance – CARES Act Summary – Added 4-3-2020

Reference Information – Updated Often

We would like to acknowledge Jackson Lewis for their partnership in sharing this information with Broadfield Insurance, and our clients.

To help you interpret how the various challenges presented by the virus affect your business and your employees, we have aggregated various laws, rules, and regulations in the below 50-state surveys, which we are providing at no cost to you. To ensure you have access to the most up-to-date information, each of the surveys is being updated regularly.


  1. Closure Orders
  2. Mass Gathering Limitations
  3. Paid Family Leave Guidance
  4. Predictive Scheduling Guidance
  5. Paid Sick Leave Guidance
  6. State Disability and Workers’ Compensation Guidance
  7. Unemployment Insurance Guidance


The surveys are delivered through a web application called Smartsheet, which enables us to update them frequently and enables you to have access to them any time and on any device. When you visit the survey pages, you will see icons in the upper left hand corner of the page. You will likely find the “Highlight Changes” icon particularly helpful, as it will allow you to show what has changed in the survey since your last visit.

State Aid

NYC Employee Retention Grant Program

The City is offering small businesses with fewer than 5 employees a grant to cover 40% of payroll costs for two months to help retain employees.

NYC Small Business Continuity Loan Fund

Businesses with fewer than 100 employees who have seen sales decreases of 25% or more will be eligible for zero interest loans of up to $75,000 to help retain employees and ensure business continuity.


Note – we have multiple links for the SBA system, which when this was updated, was under maintenance

Interim Guidance for Businesses and Employers to Plan and Respond to Coronavirus Disease 2019 (COVID-19)

Federal – Small Business Guidance 

U.S. Small Business Administration (SBA) Economic Injury Disaster Loan Program

Small business owners in New York are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19) through the U.S. Small Business Administration (SBA).  Additional Links: – Link to Multiple SBA loan options


[From the SBA Site, this information is subject the change] SBA is collecting the requested information in order to make a loan under SBA’s Economic Injury Disaster Loan Program to the qualified entities listed in this application that are impacted by the Coronavirus (COVID-19). The information will be used in determining whether the applicant is eligible for an economic injury loan. If you do not submit all the information requested, your loan cannot be fully processed.

The estimated time for completing this entire application is two hours and ten minutes, although you may not need to complete all parts. You are not required to respond to this collection of information unless it displays a currently valid OMB approval number. MORE…. Click here to begin the loan application process


Chamber of Commerce Links

Your local chamber may be the best source for updated information.  Our firm is a founding member of the Warwick Chamber of Commerce in 1940, and a continuous member for 80 Years.


Small Business Guide & Checklist for COVID-19 Loans – from the U.S. Chamber of Commerce

Unemployment information – For information and schedule

US Chamber of Commerce – Updates

US Small Business Administration

UCEDC – 2% Working Capital Loans for COVID-19 Crisis Relief



The SBA has also created the Paycheck Protection Program (PPP)
.  The PPP is a loan program designed to provide a direct incentive for small businesses to keep their workers on the payroll. Depending on enrollment levels, the SBA may partially or fully forgive loans if all employees are kept on the payroll for eight weeks after the loan is issued, and the money is used for payroll, rent, mortgage interest, or utilities. The Paycheck Protection Program will be available through June 30, 2020. Learn how to apply



Remote Working – Helpful Tips

As more and more of our clients need to work remotely there are new exposures to be aware of.  Using home computers, having proper communications in place, and even your environment.  We are creating and compiling resources for your to refer to.

This video is a Panel discussion with 4 Agents from NY (our own Keith Savino), TX, LA, and NE hosted by CEO PIA National Mike Becker.

You Tube Video – Panel Discusssion on Working Remote featuring Keith Savino, Broadfield Insurance Principal, with the National Association of Professional Insurance Agents

Our Friend Steve Anderson has compiled top tips for protecting yourself from the bad guys

Fake Caronavirus Sites and How to Avoid Scams – From our friend Steve Anderson

Our Partners InfoAxis are a managed IT services company that live in this world everyday.  Great info

Tech Tips – Microsoft Teams, Protecting Yourself, more – from our partner InfoAxis

7 Tips to Prevent Hermit Habits When working from Home


Insurance Industry Efforts on behalf of our clients

National Association of Professional Insurance Agents.
Note that our principals are actively engaged with the PIA

  • Richard Savino – National Director, representing the State of New York
  • Keith Savino – Executive Committee PIA National, immediate past national president

PIA Statement on Senate Passage of COVID-19 Relief Bill
Notably, the bill includes provisions to help small businesses, including loans for those with 500 employees or less. These loans may be converted to grants and partially forgiven if recipient businesses maintain the average size of their full-time workforce. With small businesses across the nation struggling due to the coronavirus, it is more important than ever to financially support them. More……

PIA Covid-19 link for resources

Five Agent Video on How Agents Are Coping (45 minutes)

PIA Proposes COVID-19 Business Recovery Fund

PIA National has been working with our industry colleagues on a proactive solution for the many businesses struggling due to COVID-19, the novel coronavirus. To that end, PIA National, along with other groups like the Reinsurance Association of America (RAA), have issued a letter to Congress and the administration,

The proposal would create a Business and Employee Continuity and Recovery Fund within the U.S. Department of the Treasury. Modeled on the September 11th Victim Compensation Fund, the Recovery Fund would be operated by the federal government and run by a presidential appointee authorized to enter into contracts with interested businesses to administer the Recovery Fund and facilitate the distribution of financial resources to affected businesses. READ MORE….

Legislative Proposal – Agents, Carriers, Business Community


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